Asset-finance fraud rarely looks like fraud. It looks like a clean photo of a machine — recycled from an old listing, snapped from a brochure, or photographed off a screen. ExactVal’s guided inspections are built to make that move fail.
The single-use link opens a camera on the page itself — there is no upload button and no gallery picker. The photos that reach the valuer were taken there and then, not forwarded from last year’s listing.
The shutter stays locked until the phone shares its GPS fix. Every submission carries coordinates and an accuracy radius, plotted on a map next to the photos. A machine “in Leeds” photographed in Lagos shows up immediately.
While the borrower frames each shot, the page silently buffers the viewfinder. Every photo arrives with the ~3 seconds before the tap — the walk-up, the framing, the hand wobble. A real machine shows parallax; a magazine page or a screen stays flat.
A vision model reads each frame sequence for parallax, screen moiré, page edges and bezels, and stamps the inspection LIVE, SUSPECT or UNCLEAR — with its reasoning, so your underwriter can check the strips themselves.
Most asset-finance fraud isn’t a forged serial plate; it’s a real machine that exists somewhere else, or existed once, or exists only in a dealer’s brochure. Desktop valuations can’t catch it, because the paperwork is internally consistent. Even photo requirements don’t catch it — a borrower asked to “email some photos” can source them from anywhere.
Motion is the thing a recycled image cannot supply. As a phone physically moves toward an excavator, the boom shifts against the background, perspective changes, reflections travel across glass. Photograph a photo and none of that happens: the same flat image just slides and scales. That difference is visible in three seconds of viewfinder frames — which is exactly what we keep.
Every guided inspection stores its evidence permanently: the frames, the map fix and the verdict stay attached to the valuation, ready for audit — or for a fraud file.
And because the link is single-use and expires in 7 days, evidence can’t be staged once and replayed across applications.
Want the operational detail — creating links, the borrower’s shot checklist, reading the evidence page? It’s all in the guided inspections guide in our Help Center.
Point the guided camera at this page on your screen and watch it get caught — then point it at something real.