AI computer vision identifies used kit, reads its condition, and stamps out retail, average and fire-sale figures — the numbers underwriters actually lend against.
Send the borrower a link, or have your salesperson capture it on site. ExactVal does the rest.
Borrower or dealer photographs the machine and serial plate through a guided link. No app, no training.
Vision models read make, model, year and serial, and confirm the asset matches the application.
Hours and condition graded against live auction and retail comparables to produce a three-tier range.
You get a shareable ticket with confidence score and comparables — ready for your credit decision.
One platform across the lending lifecycle — origination to recovery.
Replace the £250, 24-hour desktop valuation with an instant figure your salespeople — many former dealers, not credit analysts — can generate themselves before they leave the yard.
The camera opens before the user presses capture, so you get genuine, time-and-location-stamped images — not a photo pulled from a dealer listing.
Run low-cost re-inspections across a book of financed machines. Flag the assets that have moved, degraded or gone quiet — before they become a loss.
When a loan turns, you need the fire-sale number fast. ExactVal gives you a current liquidation value and the comparables behind it.
| Capability | Desktop valuer | Inspection apps | ExactVal |
|---|---|---|---|
| Confirms asset exists | ✗ No | ✓ Yes | ✓ Yes |
| Reads condition from photos | Partial | Partial | ✓ Yes |
| Retail / average / fire-sale | ✓ Yes | ✗ No | ✓ Yes |
| Turnaround | 24 hours | Minutes | 30 seconds |
| Cost per valuation | £250 | n/a | From £40 |
| Auditable comparables | Manual | ✗ No | Built in |
Send the borrower a link. Their phone opens a guided camera that records GPS location and the seconds before every shutter tap — so a real machine shows parallax, and a photo of a brochure or screen gets stamped SUSPECT by the AI liveness check. The map, the frame strips and the verdict stay attached to the valuation, permanently.
How fraud proofing works →Retail, average and forced-liquidation figures aligned to how lenders set loan-to-value.
Reads the serial plate and hour meter automatically and verifies the model year.
Standardised A–E grade from photos, with adjustments for wear, damage and missing parts.
Camera engages before capture; GPS and timestamp confirm the machine is genuine and on site.
Every value links to the auction and retail transactions behind it for a defensible file.
Invite a borrower by email or SMS — they inspect from their own phone, no app install.
Each valuation carries a score so you know when to trust it and when to review.
Push values into your origination system, or export a PDF ticket and Excel data.
Track value trends and exception flags across every financed asset in one view.
Built to the standard our lender customers are audited against.
Security controls independently audited and certified.
Data encrypted in transit and at rest with best-in-class algorithms.
Your images are never used to train models and are deleted on removal.
Pull three assets from your book — we'll value them on the spot and show you the comparables, in the time it takes to read this page.